Some of these articles might be useful. Others might just pass the time while your kettle boils. Either way, if you read one of my financial type articles just don’t rely on advice from a bloke with a blog, speak to someone qualified (ideally with insurance… and a desk). Yes, I am qualified for some things, but you can't sue me or get compensation.
June 20, 2022
Following on from a previous post I wrote in March around a consultation being run by the Bank of England regarding the removal of the mortgage affordability stress test, the result is in. Surprisingly it is going to be removed from the 1st August 2022.
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April 27, 2022
Understanding an SPV is beneficial for anyone working in or aspiring to work in a part of the mortgage industry that deals with this type of borrower. Here I will explain what it is.
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April 26, 2022
Japanese Knotweed is an invasive weed that spreads rapidly and can be difficult to control with professional support. The existence of the weed in or close to a property you want to purchase or sell may be a problem and you shouldn't ignore it.
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April 26, 2022
Guide to mortgage valuations - Did you know there were as many as 8 different types of property valuation? This guide will explain the most common ones. Whilst most will have a basic valuation report often carried out by the lender it can get complex at times.
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April 24, 2022
Trees are pretty but trees are also destructive when growing too close to a property. They don't even have to be within the boundary of a property you own or are buying, it could be a neighbour's tree which can be an issue in itself.
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April 23, 2022
Wet and/or dry rot is not that uncommon on a property. Although it is often caused by poor maintenance it can be hidden and not noticed until it's caused too much damage or as many buyers and sellers find out, it is a valuer that finds it when inspecting a property. Even Woodworm is often left unchecked until a valuer inspects.
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