Some of these articles might be useful. Others might just pass the time while your kettle boils. Either way, if you read one of my financial type articles just don’t rely on advice from a bloke with a blog, speak to someone qualified (ideally with insurance… and a desk). Yes, I am qualified for some things, but you can't sue me or get compensation.
August 7, 2025
The Bank of England cut interest rates to 4% in August 2025 after a narrow 5–4 vote. With inflation easing and the economy slowing, this could impact mortgage rates, savings returns, and market expectations. Here’s what it means for you.
Read article >
February 6, 2025
The Bank of England voted to reduce the base rate From 4.75% to 4.5% today, great news, or is it? Perhaps not!
Read article >
December 19, 2024
There was hope that interest rates would be reduced at the last meeting of the year, but it wasn't.
Read article >
November 7, 2024
The Bank of England Monetary Policy Committee voted to reduce interest rates again today, but that may be the last this year.
Read article >
October 8, 2022
For many who purchased a house with an interest-only mortgage, particularly those that did so many years ago, in fact up to 25 years ago the time may have arrived when the mortgage is due to be repaid. That is exactly what is approaching for one visitor to the site who is going to be unable to repay and have the desired outcome that was originally promised.
Read article >
February 1, 2024
Interest rates have been held at 5.25% again; this is the 5th time rates have been steady at this level, having peaked in August 2023. There may be some good news on the horizon though.
Read article >