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Lee Wisener Logo

Property and finance geek, part-time coder, tech enthusiast and full-time overthinker.

I’m Lee. I’ve spent 25 years in UK mortgages and banking, which probably says more about my life choices than I’d like to admit. These days I write about it too, well a lot things actually, mainly because my memory’s shot and it’s the only way I can keep track of what I’m supposed to know or I'm trying to remember.

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August 25, 2025

Which AI Assistant Should You Use? ChatGPT, Perplexity, CoPilot, Grok & Gemini Compared

Not all “AI bots” are the same. We compare ChatGPT, Perplexity, CoPilot, Grok, and Gemini to show which is best for everyday tasks like finding info, clarifying questions, or locating reliable sources online.

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August 16, 2025

Introducing PropertyResearch.uk

PropertyResearch.uk: Search any England & Wales postcode to view 30 years of sold property data, local trends, and repossession insights. Fast, clean reports to support research and lending decisions.

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August 11, 2025

Santander Suddenly Thinks You’re Worth More – By About £130,000

Santander just gave some mortgage applicants an overnight boost of up to £130,000 – without them lifting a finger. Here’s why the bank’s lending rules have changed, what it means for high earners with smaller deposits, and how it could reshape your property hunt.

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August 7, 2025

The MPC Blinks – Interest Rates Trimmed to 4%

The Bank of England cut interest rates to 4% in August 2025 after a narrow 5–4 vote. With inflation easing and the economy slowing, this could impact mortgage rates, savings returns, and market expectations. Here’s what it means for you.

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July 24, 2025

Can you wait until 74 before retiring with a state pension?

Preparing for retirement is something most tend to leave until later in life, and that's not a bad plan, depending on your career trajectory and income. But Labour want some of us to wait much longer.

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A confused blog

Like the title says, I’m a bit of a geek when it comes to property and finance. I also code, tinker with tech, and occasionally go down strange rabbit holes just to find my way out again with a blog post. This site is where all that lands. It’s not one of those highly focused niche blogs, more like a mildly confused collection of thoughts from someone who can’t quite pick a lane. Welcome.

No AI on this site

It feels odd having to say this, but, no AI was used in creating the content on this site. With so much of the internet being dominated by AI generated content these days it's hard to tell.

Go have a look at some of my articles, either my grammar and spelling are bad or AI is not as good as people think it is! Although I have started using Grammarly, it's for your benefit!