February 13, 2025
Mortgage deposit provided by bank of mum and dad
Children who have the benefit of mum and dad to help them out with a mortgage deposit have a great advantage but mum and dad need to appreciate it's not a loan.
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December 1, 2024
Why are farmers protesting IHT changes?
Farmers have been protesting due to the change in Inheritance Tax from the recent budget. Why is this such an issue?
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March 23, 2021
A mortgage for live-work units, feasible?
When is a home not just a home? It could be that it is also a workplace. Commonly referred to as a live-work unit, many lenders are reluctant to lend against this type of property and I will look at why here.
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January 28, 2021
Decision in Principle
Before you decide on a property to purchase you can obtain a Decision in Principle which gives you confidence a mortgage should be available. Should being the key here, it is not a guarantee.
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October 5, 2021
Purchasing listed buildings Scotland
There are many listed buildings in Scotland, not all are as out of reach in terms of value as you may think. However, purchasing a listed building comes with responsibilities and potential costs that you need to consider.
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March 6, 2022
Obtaining a mortgage for a property with issues
I get quite a few questions and comments from people who want to purchase a property with issues, whether that be interior condition, dry or wet rot, structural concerns and so on. How easy is it to get a mortgage in these circumstances? Well, it depends.
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