Some of these articles might be useful. Others might just pass the time while your kettle boils. Either way, if you read one of my financial type articles just don’t rely on advice from a bloke with a blog — speak to someone qualified (ideally with insurance… and a desk). Yes, I am qualified for some things, but you can't sue me or get compensation.
March 23, 2021
When is a home not just a home? It could be that it is also a workplace. Commonly referred to as a live-work unit, many lenders are reluctant to lend against this type of property and I will look at why here.
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January 28, 2021
Before you decide on a property to purchase you can obtain a Decision in Principle which gives you confidence a mortgage should be available. Should being the key here, it is not a guarantee.
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October 5, 2021
There are many listed buildings in Scotland, not all are as out of reach in terms of value as you may think. However, purchasing a listed building comes with responsibilities and potential costs that you need to consider.
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March 6, 2022
I get quite a few questions and comments from people who want to purchase a property with issues, whether that be interior condition, dry or wet rot, structural concerns and so on. How easy is it to get a mortgage in these circumstances? Well, it depends.
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March 28, 2022
Having A Consumer Buy To Let (CBTL) mortgage indicates that the borrower did not intend to become a landlord. And for that reason, the regulatory requirements differ from those that did intend to become a landlord.
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March 30, 2022
Lifetime mortgages are becoming more popular and many homeowners are taking advantage of them to release equity from their homes to support retirement. Are they right for you? Do you understand them? That is what we are going to look at in this guide.
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