January 28, 2021
Decision in Principle
Before you decide on a property to purchase you can obtain a Decision in Principle which gives you confidence a mortgage should be available. Should being the key here, it is not a guarantee.
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September 18, 2020
Cladding three years after Grenfell
3 years after the Grenfell tragedy the property market is being clogged up by delays caused by red tape. Is there any progress actually being made in ensuring not only the safety of existing buildings but also those being built now and in future?
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September 2, 2020
Chancel Repair Liability
How would you know if a property you were purchasing came with a responsibility to repair your local church? The answer is that you should know otherwise it could cost you a lot more than you bargained for.
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August 28, 2020
Is a 40-year mortgage too long?
Being able to evidence affordability for a mortgage these days is more difficult than ever. The solution to getting what you want may lie in a long term but how long is too long for a mortgage? 40 years?
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July 20, 2020
Indemnity insurance Benefits
Indemnity insurance is something you won't know you may need until someone tells you. Often it is used to provide protection against the unknown. In this case, an extension was built without planning permission.
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July 17, 2020
Lender refuses to share valuation
Can a lender refuse to share a valuation is the question being asked from this email received recently. It is an interesting one and does often cause confusion amongst many. So let's have a look at it.
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