Some of these articles might be useful. Others might just pass the time while your kettle boils. Either way, if you read one of my financial type articles just don’t rely on advice from a bloke with a blog — speak to someone qualified (ideally with insurance… and a desk). Yes, I am qualified for some things, but you can't sue me or get compensation.
April 19, 2021
Suppose you buy a property and want to allow your parents or other family members to live in it? Sounds simple and it is unless you need a mortgage on the property. Lenders are not keen on family members being tenants.
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April 17, 2021
Insurance provider PaymentShield carried out a survey recently that suggested 52% of adults aged between 18-34 said they did not understand the mortgage process. That is a worrying statistic for a society that has such a large reliance on being homeowners.
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March 23, 2021
When is a home not just a home? It could be that it is also a workplace. Commonly referred to as a live-work unit, many lenders are reluctant to lend against this type of property and I will look at why here.
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March 21, 2021
Who should assess your affordability when borrowing against your property and it is from a different lender to your main mortgage? Will it be your original lender or the one you are borrowing from?
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January 28, 2021
Before you decide on a property to purchase you can obtain a Decision in Principle which gives you confidence a mortgage should be available. Should being the key here, it is not a guarantee.
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September 18, 2020
3 years after the Grenfell tragedy the property market is being clogged up by delays caused by red tape. Is there any progress actually being made in ensuring not only the safety of existing buildings but also those being built now and in future?
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