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Straight talk on property and finance — no fluff, no influencer nonsense.

Some of these articles might be useful. Others might just pass the time while your kettle boils. Either way, don’t take financial advice from a bloke with a blog — speak to someone qualified (ideally with insurance… and a desk).

July 1, 2025

Understanding the Difference: London, Prime London and Prime Central London

What are the key differences between London, Prime London, and Prime Central London, and what makes PCL the most exclusive property area in the UK?

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June 30, 2025

London’s Great Estates: The Hidden Hands Behind Prime Property

Explore London’s historic Great Estates like Grosvenor and Cadogan, and how they still shape Prime Central London’s property market today.

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June 30, 2025

Mortgage Rules Under Review – But Will Anything Actually Change?

The FCA is reviewing UK mortgage rules to improve access for first-time buyers, older borrowers, and the self-employed. Key topics include lending flexibility, affordability checks, and later-life borrowing. Change may be coming—slowly.

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June 14, 2025

Landlords and the EPC C Rating: What You Need to Know

Landlords must upgrade rental properties to EPC C by 2025 for new tenancies and 2028 for all. Learn what the rules mean, how to improve your rating, estimated costs, and why acting now avoids fines, vacancies, and rushed, expensive upgrades.

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June 5, 2025

Do You Think About Retirement? I Do – Constantly, and With Increasing Panic

Many people leave pension planning until it's too late, for others, it may be too early to worry about a pension, but either way, it's good practice to keep an eye on it.

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May 27, 2025

From Two Weeks to Two Years: My Unexpected Work-From-Home Journey

I'm often asked about my own experiences with working from home. I have mixed feelings about it, so here is the very long view I have on it.

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