Some of these articles might be useful. Others might just pass the time while your kettle boils. Either way, if you read one of my financial type articles just don’t rely on advice from a bloke with a blog — speak to someone qualified (ideally with insurance… and a desk). Yes, I am qualified for some things, but you can't sue me or get compensation.
March 2, 2024
Recent data from Zoopla reveals the cost of renting in the UK today, and it's not great news for Scotland. Glasgow has been hit the hardest in the UK with Edinburgh not far behind.
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March 1, 2024
Are interest only mortgages still available and are they a sensible option for borrowers? The media's attention to interest-only mortgages in recent years would suggest not. They are still available and may be suitable depending on borrower circumstances.
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February 26, 2024
A question I have received previously asks whether benefits can count towards mortgage affordability calculations. The simple answer is yes, they can; the long answer is below.
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February 15, 2024
A visitor recently had a mortgage declined due to the results of a credit search; she was confused as agencies searched showed nothing, and the lender refused to share any information.
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February 10, 2024
How do you beat the mortgage affordability test? That is, if you couldn't get a mortgage by telling the truth, what are your options? Ok, let's talk about it.
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February 1, 2024
Interest rates have been held at 5.25% again; this is the 5th time rates have been steady at this level, having peaked in August 2023. There may be some good news on the horizon though.
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