Some of these articles might be useful. Others might just pass the time while your kettle boils. Either way, if you read one of my financial type articles just don’t rely on advice from a bloke with a blog — speak to someone qualified (ideally with insurance… and a desk). Yes, I am qualified for some things, but you can't sue me or get compensation.
May 16, 2023
The Financial Policy Committee, part of the Bank of England held a consultation with a view to removing the requirement to stress mortgage rates to ensure robust affordability testing. They determined it was no longer needed. So why are lenders still using it?
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February 10, 2024
How do you beat the mortgage affordability test? That is, if you couldn't get a mortgage by telling the truth, what are your options? Ok, let's talk about it.
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April 5, 2024
It's the question everyone is asking. Assuming interest rates will come down, how far will they drop? It depends on who you ask or whose opinion you value.
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June 1, 2024
Artificial Intelligence (AI) is all around us at the moment. Apple explained how they bring AI to iPhones at this week's Worldwide Developer Conference. Microsoft has also announced that new Windows CoPilot laptops will arrive next week and bring AI.
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