Some of these articles might be useful. Others might just pass the time while your kettle boils. Either way, if you read one of my financial type articles just don’t rely on advice from a bloke with a blog — speak to someone qualified (ideally with insurance… and a desk). Yes, I am qualified for some things, but you can't sue me or get compensation.
February 26, 2024
A question I have received previously asks whether benefits can count towards mortgage affordability calculations. The simple answer is yes, they can; the long answer is below.
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April 20, 2024
Sometimes lenders refuse to lend, and they don't have to. But then it's useful to know why and what you can to find out why.
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July 20, 2020
Indemnity insurance is something you won't know you may need until someone tells you. Often it is used to provide protection against the unknown. In this case, an extension was built without planning permission.
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July 17, 2020
Can a lender refuse to share a valuation is the question being asked from this email received recently. It is an interesting one and does often cause confusion amongst many. So let's have a look at it.
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August 28, 2020
Being able to evidence affordability for a mortgage these days is more difficult than ever. The solution to getting what you want may lie in a long term but how long is too long for a mortgage? 40 years?
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