Wealth
Mortgages for wealthy people are easier and cheaper
It may seem obvious that mortgage for the wealthy are easier and cheaper but it's not really about unfair advantages as some would suggest.
Lee Wisener
Owner of this site and propertyresearch.uk
Inflation
Inflation returns to 'normal' at 2.3%
Inflation returns to a more normal level of 2.3% close to being within the target of 2%.
Interest
Interest Rate held at 5.25%
Interest rates have once again been held at 5.25%.
Equity
Equity Release figures for Q1 2024
Q1 2024 equity release figures have been release and this part of the industry is doing surprisingly well.
Lending
Why do mortgage lenders refuse to lend?
Sometimes lenders refuse to lend, and they don't have to. But then it's useful to know why and what you can to find out why.
Stove
Wood Burning Stoves Banned in Scotland!
Wood-burning stoves are banned in Scotland, but what is the real story here? Can you have one or not?
Scotland
51% of new Scottish mortgages are first time buyers
More new Scottish mortgages are being taken out by first-time buyers based on comparisons between 2022 and 2023.
Appreciation
Shared Appreciation Mortgage, what was it?
Shared Appreciation mortgages, what are they and why you need to be wary of them.
Interest
How far will interest rates fall in 2024?
It's the question everyone is asking. Assuming interest rates will come down, how far will they drop? It depends on who you ask or whose opinion you value.
Prisoner
Mortgage Prisoner Bill introduced
A new mortgage prisoner bill was introduced on March 12, 2024, by MP Marting Docherty-Hughes, intended to support the many mortgage prisoners that still exist today.
Arrears
Mortgage arrears hit 7 year high!
The latest data from the Bank of England shows that mortgage arrears rose in the last quarter of 2023. This wasn't unexpected, given the turmoil created by the pandemic and the high-interest rates that followed.
Fiscal Drag
What is Fiscal Drag and how does it affect you?
Whilst discussing the budget recently, a friend mentioned that despite getting a decent salary increase due to the high inflation period we have been going through, he is paying more tax than expected and losing out on an allowance. Ah, I said. Fiscal Drag!