Deposit
Mortgage deposit provided by bank of mum and dad
Children who have the benefit of mum and dad to help them out with a mortgage deposit have a great advantage but mum and dad need to appreciate it's not a loan.
Lee Wisener
Owner of this site and propertyresearch.uk
Gift
Vendor Gifted Deposit
Is a vendor-gifted deposit beneficial to a property purchaser and what does the lender think of it?
Arrears
UK mortgage arrears fall, repossessions rise
The latest data from the UK Finance suggests that although the number of arrears cases are falling in the UK, repossessions are increasing.
EWS
Rogue fire consultant puts lives at risk
Tri Fire is a company that issues EWS1 safety certificates for building cladding. Allegations emerged this week that certificates may not have been issued correctly and it may be intentional.
Interest
Interest Rates drop to 4.5%
The Bank of England voted to reduce the base rate From 4.75% to 4.5% today, great news, or is it? Perhaps not!
FCA
FCA propose to simplify mortgages
The Financial Conduct Authority (FCA), the UK regulator for mortgage lending, has suggested that rules for mortgage lending could be loosened, allowing many to borrow more.
Edinburgh
Properties in Edinburgh close to the £5m point.
It doesn't seem like that long ago when properties in places like Glasgow or Edinburgh were passing the £1m mark, now some are nearing the £5m point like this one.
Scottish
Do you have an interesting Scottish site to share?
I am looking for interesting websites in Scotland to share here with others. Do you have one? Let me know!
Interest
Interest rates held at 4.75%
There was hope that interest rates would be reduced at the last meeting of the year, but it wasn't.
Farmers
Why are farmers protesting IHT changes?
Farmers have been protesting due to the change in Inheritance Tax from the recent budget. Why is this such an issue?
Interest
Interest rate drops to 4.75%
The Bank of England Monetary Policy Committee voted to reduce interest rates again today, but that may be the last this year.
Budget
Property - Budget 2024
How did we fare in the budget from a property perspective? It was a mixed bag, really no gains, plenty of losses! Let's take a look at what the Chancellor announced.