May 20, 2025
A Small Box With a Big Impact: The Swift Brick
As we build more homes, cut down more trees and remove nesting locations a proposal to put swift boxes in all new homes is a great idea, so why is Labour not supportive?
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April 18, 2025
Why I deleted thousands of X followers and was right to do it
I joined X in 2009, and over the years, I built up thousands of followers. But in recent times, every time I visit X, I get more and more annoyed, and it's Elon Musk's fault.
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April 5, 2025
What software am I using for this site and why?
I get asked on occassion what software I have used on this site to build it. A lot of you think it's WordPress, it's not but I am not surprised that is what most think. It's likely something you have not heard of.
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April 1, 2025
Do all mortgage lenders use the same affordability assessment?
Do mortgage lenders all use the same mortgage affordability assessment? This is a question from someone who was recently refused a mortgage by a lender.
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March 25, 2025
Understanding the Retirement Annuity
Someone asked me today to explain an annuity. It was a fair question; He is approaching retirement, so will I soon. He asked because he looked and was immediately overwhelmed, and I am not surprised.
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March 17, 2025
When is the right time to switch to a new mortgage rate?
When is the right time to switch rates on a mortgage? That is the question that I have had by email. Unfortunately, there is no really simple answer, but you can decide what's best for you at any point in time.
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