October 2, 2024
EPC funding announced to support landlords
The Government announced A new grant to support improvements in energy efficiency. It's limited to England and then to only certain postcodes.
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November 25, 2023
Affordability test for a BTL?
A question from a visitor on whether or not applying for a BTL will require an affordability test or not. In most cases it should not but there are exceptions.
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September 10, 2023
BTL Gaming, what is it?
A term you may or may not be familiar with is BTL Gaming. What is it? Can you do it? Should you do it? The short answer to the last two questions is no.
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August 21, 2023
Private landlords are downsizing
Some grim news for renters is that around 40% of private landlords are downsizing their portfolios according to recent research. Market conditions resulting in unfavourable tax along with interest rate rises and other concerns are making it more difficult.
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March 28, 2022
What is a Consumer Buy To Let Mortgage?
Having A Consumer Buy To Let (CBTL) mortgage indicates that the borrower did not intend to become a landlord. And for that reason, the regulatory requirements differ from those that did intend to become a landlord.
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January 15, 2022
Can't get a BTL without providing personal income
A question received on Buy To Let, the visitor has been struggling to get a BTL mortgage with lenders insisting that he provides proof of his own income and outgoings, why?
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